As a tenant, you might be wondering who's responsible for the repair and maintenance of your rented property, like the garage door. Typically, it's the landlord's duty to handle major repairs, unless the damage was caused by tenant's negligence. However, this can vary based on your rental agreement. So, it's always best to check your lease document or discuss with your landlord to determine the responsibilities. Remember, clear communication can prevent any potential disputes or misunderstandings.

Fixing a broken garage door track might seem daunting, but with the right tools and steps, it's actually manageable. First, you'll need to loosen the track from the wall using a wrench or pliers. Then, adjust the alignment until the rollers are correctly positioned. Tighten the track back into place, ensuring it's aligned properly. Remember, safety should always be a priority, so if the task seems too difficult or risky, consider hiring a professional.

If you decide not to use your insurance money for repairs, there can be various consequences. Firstly, future claims could be denied or reduced if you haven't fixed the previous damage. Additionally, if your property isn't maintained, its value could decrease. It's also important to remember that if the damage presents a risk to others, you could be held liable. So, while it's your choice, it's worth considering the long-term implications before pocketing the cash.